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www.HitPayday.com : Maybe you’ve already heard about pay day loans, and maybe the term means nothing to you. However, these short-term loans are catching on all around the United States. As paychecks are stretched thinner by rising costs, the ranks of the working poor are also increasing. The middle class used to be rock solid, and people who were middle class seldom had to worry about not having enough money to make it until their next payday.
If you cannot find a lender within the country that will accept your application it is important to seek out a different money option instead. There are other alternative money measures which are available to those who qualify or have personal property to put up for collateral. It is important to work with what you have and what you can afford so your finances do not fall further into trouble. There would need to be a sanction for late repayment, but this should not involve the borrower paying more and further increasing his/her financial burden. The threat of reducing the amount available for future loans might provide sufficient incentive for prompt repayment, but a subsequent good record of repayment should serve to restore the original limit.
An unexpected payment may hurt your budget this week, but obtaining money when you really can’t afford to pay it back is not a sound solution.
The sad thing about the United States is that the gulf between the rich and the poor is getting wider, and the middle class is slowly being gobbled up by the lower class. The majority of people don’t feel they have the buying power they once had, because they don’t. While executive salaries keep going up and up, lower down in the ranks people are being forced to take out pay day loans. It’s becoming one of the facts of our 21st century economy.